As a responsible business leader, you’ve likely already taken steps to ensure the long-term safety and protection of the company. But were you aware that some of the items you and team members use every day could be the culprits for a blaze that might destroy or severely damage your business?
Each year, scores of companies have to close their doors for good following a fire incident. Even if your structure isn’t a total loss, it can be difficult and even impossible to regain the public’s trust after such a scenario occurs — particularly if it’s discovered that the entire ordeal could have been prevented.
Now, you can take steps to keep your company, employees, and clients/customers safe. It starts by securing comprehensive fire protection insurance and other safeguards. Here are some of the most popular business items that are also highly-flammable:
Kitchen and Bathroom Essentials
If your workplace features a kitchen and/or bathroom area, you should be aware that some substances could easily create a catastrophic event if used improperly, or stored under inappropriate circumstances. For instance, products such as air fresheners, drain cleaners, and anything that comes in an aerosol can are susceptible to temperature changes. You could face an explosion in the office.
In the bathroom, items such as nail polish remover, hairspray, sunscreen, rubbing alcohol, hand sanitizer, and similar could all cause problems. That’s just one of the many reasons why it’s essential to carry adequate insurance for bars and taverns, and coverage specific to your needs and requirements.
Liquids and Solvents
Depending on the nature of your company, you might use and/or store various liquids and solvents. These items could be used daily, or may be kept around in case they’re quickly needed. However, certain substances could easily prompt a fire at your locale. That includes linseed oil, gasoline, turpentine, paint thinner, and more.
Be sure to always store such material in a safe place, and limit access. You’ll also want to check your church insurance policy to be certain that you’re covered in the event of a fire or other disaster.
It’s no joke: some foods and products could spark a blaze. That includes things like coffee creamer, citrus fruit, powdered items (such as flour and sugar), some spices, potato chips, and similar. That’s due to the fats, oils, and chemical composition present in these and other foods.
Rather than banning certain foods outright (and potentially causing discontent or protest among employees), it’s best to educate employees on the proper handling of food and other products — particularly around open flames. If your work requires a reliable source of fire or heat, be sure to protect your company, employees, and clients/customers with detailed restaurant insurance and/or coverage tailored to your unique requirements.
Personal Office Items
Other items that may be present in your office and could cause a major fire include space heaters, damaged power cords, moth balls, unattended candles, paper and dry waste, office furniture, Styrofoam containers, and more.
Rather than live in fear that something bad might happen, or enact stringent rules on employees and clients/customers, it’s best to seek out ways you can protect your business from a variety of external threats.
For years, Insurance Solutions of America has assisted countless business leaders just like you with innovative insurance solutions. Along with fire protection insurance, that also includes coverage for bars and taverns, business insurance, and personal lines. We’re also well-known as the premier outlet for school and church insurance. Contact us today with all of your questions, and to learn how simple, straight-forward, and affordable it is to protect your business every day of the year.