Fire Alarm & Security Contractor Insurance
Protecting the Protectors of People, Property, and Peace of Mind.
Fire alarm and security professionals play a vital role in safeguarding people, property, and business continuity. But the systems you install, monitor, and service come with unique risks that standard insurance policies don’t fully address.
For over 13 years, Insurance Solutions of America has specialized in coverage for fire alarm and security companies nationwide. We understand the systems you work with, the regulatory requirements you face, and the liabilities that come with protecting lives and property.
- Trusted by fire suppression companies across 47 states.
Who We Serve
We insure businesses across the fire alarm and security industry, including:
- Fire alarm installation & service companies
- Alarm monitoring & central station providers
- Integrated life-safety & security system contractors
- Companies providing inspection, testing & maintenance (ITM) for alarm and security systems
Core Coverages
Coverage Designed for Alarm & Security Businesses
General Liability
Workers’ Compensation
Commercial Auto
Umbrella & Excess Liability
Inland Marine / Equipment Coverage
Exclusive Benefits for Suppression Companies
Special Programs That Go Beyond Standard Coverage
Insurance Solutions of America offers exclusive solutions designed specifically for fire suppression contractors — helping you save money, improve cash flow, and get more value from your insurance.
Exclusive Workers’ Comp Captive Program
potential for reduced costs, profit sharing, and long-term savings
In-House Premium Financing
spread payments over time for better cash flow
How We Work
From Quote to Coverage in Four Simple Steps
Connect
Tell us about your fire alarm or security systems and services.
Consult
We identify your specific risks and recommend tailored coverages.
Quote
We shop specialized alarm & security markets for your best options.
Coverage
You choose your plan, and we handle the rest.
Testimonials
What Our Clients Are Saying
Haines City Fire Extinguisher Service, Inc
Scott’s expertise in both insurance and the fire protection industry, paired with outstanding customer service, makes Insurance Solutions of America an easy choice you won’t regret.
CFO Vanguard Fire & Security Systems, Inc
For eight years, Scott and his team have delivered unmatched coverage, expert industry knowledge, and premiums so competitive that no other agent has come close.
Clayton Norred Managing Partner
Frequently Asked Questions
Yes. We insure companies that install, monitor, or service either or both.
Absolutely. We cover both UL-listed and non-UL monitoring providers.
Yes. ITM-only alarm and security companies are fully eligible.

Scott and his team are the most knowledgeable we’ve ever worked with—proactively updating us on industry risks, improving our coverage without raising premiums, and giving us complete confidence our insurance is in the best hands