Leadership Team

Scott Lugering

President of Insurance Solutions of America

Scott Lugering is the President of Insurance Solutions of America.  He has spent over 23 years in the finance & insurance industry. He began specializing in insurance for the fire suppression industry over 13 years ago.  Scott is a member of many Fire Suppression Associations including but not limited to NAFED, FFEDA, PAFED, GASFED, NYAFED, NJAFED, NCFEDA & NVAFED. 

Scott has been a speaker at the following Fire Suppression Trade Shows:

  • National Association of Fire Equipment Dealers - Three Annual Trade Shows
  •  Florida Fire Equipment Dealers Association
  • New York Fire Suppression Association
  • North Carolina Fire Equipment Dealers Association
  • Oklahoma Fire Equipment Dealers Association

Scott’s agency, Insurance Solutions of America, Inc., is licensed in 47 states and is one of the largest insurers of fire suppression contractors in the country.    

Scott lives in Central Florida with his wife and their two children. 

Please call Scott today to discuss your insurance needs.



Louis Chaves

Vice President Church Programs

With over eleven years of experience in sales and marketing. Louis provides great transactional and promotional strength as well as long term strategic risk management planning to his clients. With a Business Management degree from University of Phoenix and through his previous experience with fortune 500 companies, Louis has gained significant skills in the areas of financial planning, client relations, and goal achievement. As a member of Insurance Solutions team, Louis’s attention to detail and service-oriented attitude are complemented by Risk Management acumen that includes many years of insurance and company relations experience.

Louis specializes in Property, Liability and Workers Compensation for large non-profits and churches. Additionally, Louis has attended The Hartford Insurance School and is in the process of obtaining his Certified School Risk Manager Designation. Louis is a Board member for Elevate Dads, Central Florida YMCA and The City of Winter Springs.

Louis is married to Elizabeth and they have three children; Isaiah, Ana, and Lily. He enjoys spending time with his family, playing golf, and they are weekly volunteers at their Church.

Please call Louis today to discuss your Church insurance needs.